Automated Teller Machines (ATM) or cash machines have spread far and wide over the past 40 years. When I first started traveling to Europe, 34 plus years ago, we were still taking travelers checks and paying outrageous fees to cash them into local currency. Credit cards worked but the connection of ATM networks was in its infancy.
By 2000 debit cards had become the way to obtain local currency in Europe and North America. Today very much all bank cards are compatible, and have a compliant PIN number.
Nearly all of the machines give a choice of language, with at least the local language and English being available.
There will always be a fee. Three thoughts on fees. The fees are usually less at cash machines connected to a major bank. It pays to check the fee before agreeing to the transaction. Often the fee is a fixed amount say 7-Euros, the same amount if you withdraw 100 Euros or 500 Euros. Withdrawing a larger amount and only doing it once in the trip can reduce the impact of the fee. Third, consider a higher service account with your bank. As long as I maintain a substantial minimum balance ($5,000) with my bank, the bank reimburses out of network cash machine fees. (I pay no service charges on the account, and checks are printed without charge.)
Another thing. Before you leave home, contact your issuing bank and let them know you are going to be traveling. Most banks call it a "travel notice." Sometimes you can do this online, or call the customer service number on your card. They need to know the dates of travel and the contries you anticipate being in.
The usual cautions apply. ATMs at banks (or post offices in many countries) are a little more secure than one's on the street side or in a bar. Keep your receipt. Be aware of your surroundings. Protect your card and PIN number.
